Home Warranty Companies
Jul 28, 2022 By Susan Kelly

When the insurance covers them, policyholders reduce the cost of service calls for various home appliances and systems in return for a monthly or yearly payment. Home warranties may provide reassurance to homeowners, which is beneficial to buyers and sellers throughout real estate transactions. Look for a home warranty provider with affordable premiums and service costs, high payment limitations, a simple claims procedure, and a broad selection of plans that include the appliances and systems you want to cover when searching for a house warranty.


American Residential Warranty


Our top recommendation overall is American Residential Warranty due to the company's straightforward Pricing, affordable charges, cheap service fees, and fully customized plan options. Coverage is offered nationally, and the firm has earned high customer marks in surveys conducted by the Better Business Bureau. Out of the 25 providers we researched and assessed, American Residential Warranty came on top with an overall rating of 4.7 stars.


Pros


  • Cost savings on some plan options
  • You are free to choose your technician.

Cons

  • Coverage for washers and dryers is an additional fee for all plans.
  • Low yearly limitations on several of the systems and appliances
  • Plans as well as Pricing


Home Warranty Inc.


Our Best Overall Runner-Up is Home Warranty Inc. due to its user-friendly website, which provides transparent pricing information, its extensive range of coverage options and optional extras, and its faster-than-average claim processing times. The organization has an A+ rating with the Better Business Bureau and is licensed to sell insurance products in 35 different states.


Pros


  • No limits on square footage
  • You are free to choose your technician.


Cons


  • Low yearly limitations on several of the systems and appliances
  • There is no coverage for damage caused by corrosion, rust, or mold.
  • Plans as well as Pricing




First Premier Home Warranty and Protection Plan


First Premier Home Warranty only takes 20 minutes. In addition to low-cost plans, moderate service costs, and high payout benefit limitations, First Premier also provides flexible payment options.


Pros


  • Super quick claim response times
  • Plans and service costs that are very affordable
  • $15,000 is the maximum cumulative compensation each year.


Cons


  • Insufficient previous experience (est. 2020)
  • fewer strategies than those offered by rivals
  • Plans as well as Pricing


Easy-Peasy Home Service


Because clients in California and Florida may purchase Cinch Home Services' Complete Home Warranty plan for less than $500 per year, the firm was awarded first place in our Cheapest Plan Cost category. This plan provides the complete coverage that the business has to offer. Cinch is the winner of the low-cost category because the average cost of all plan levels in those states is lower than in any other state. The firm has a B rating with the Better Business Bureau and extensive coverage throughout the United States. Except for Alaska, Hawaii, Iowa, and Texas, the company is available in every state.


Pros


  • Coverage for potential undiagnosed pre-existing diseases
  • 180-day money-back satisfaction guarantee


Cons


  • Charges for services that are above average
  • Some states have expenses that are above the national average.
  • Plans as well as Pricing



Liberty Home Guard Company


Our best recommendation for customer satisfaction is Liberty Home Guard Home Warranty. The company's average rating of 4.63 out of 5 stars on customer evaluations submitted to the Better Business Bureau includes over 1,200 verified reviews. This rating was by a significant margin the highest satisfaction rating for any firm we evaluated, demonstrating a consistent practice of providing high-quality service to the company's clientele.


In addition, the Liberty website is extremely simple to use, the prices are easy to understand, excellent customer support is available through live chat, discounts are available, and more features may be purchased if desired (including coverage for pro-series appliances). Washingtonand Wisconsin are the only states where the firm does not sell insurance. Additionally, the company is recognized by the Better Business Bureau and has a grade of A.


Pros


  • Discounts for longer commitments on some plans
  • A wonderful variety of optional add-ons.


Cons


  • You don't get to choose who will be your service technician.
  • a benefit payment ceiling that is lower than the norm
  • Plans as well as Pricing


America's Preferred Home Warranty


The $50 service cost offered by America's Preferred Home Warranty is the lowest in the business (you can also select a service price of $100 or $125). This helped the company earn the top spot in our Best for Low Service Fee category.


Pros


  • Choose your licensed technician with an A+ rating from the Better Business Bureau.

Cons

  • Few available plan combinations
  • Plans as well as Pricing